Explore Our Loan Portfolio

Every product is tailored with competitive rates, flexible tenure, and end-to-end assistance from application to disbursal.

Personal Loan

Most Popular

Quick and hassle-free personal loans for your immediate financial needs. No collateral required with minimal documentation.

24-48 Hours Approval
From 9.99% Interest
₹50K - ₹1Cr

Key Features

  • Minimal documentation required
  • No collateral or security needed
  • Flexible repayment options
  • Quick disbursal within 24-48 hours
  • Competitive interest rates
  • No prepayment charges after 12 months

Business Loan

Unsecured

Fuel your business growth with our comprehensive business loan solutions. Quick approval and flexible repayment terms.

Instant Approval
No Collateral
₹50K - ₹2Cr

Key Features

  • No collateral required for small amounts
  • Flexible repayment structure
  • Quick approval and disbursal
  • Working capital and term loan options
  • Competitive interest rates
  • Minimal documentation

Home Loan

Lowest Rates

Realize your dream of owning a home with our competitive home loan solutions. Long tenure options with flexible EMI plans.

From 7.20% Interest
Up to 30 Years
₹20L - ₹10Cr

Key Features

  • Up to 90% of property value
  • Long repayment tenure up to 30 years
  • Competitive interest rates
  • Flexible EMI options
  • Top-up loan facility
  • Balance transfer facility

Overdraft Facility

Flexible

Flexible credit facility for your business and personal needs. Access funds as and when required with interest only on amount used.

Interest on Used Amount
Renewable
Flexible Limit

Key Features

  • Flexible credit limit
  • Interest only on amount used
  • Quick approval process
  • No fixed EMI burden
  • Renewal facility available
  • Minimal documentation

Loan Against Property (LAP)

Low Rates

Unlock the value of your property with our LAP solutions. Lower interest rates and longer repayment tenure for your convenience.

From 8.20% Interest
Up to 15 Years
Up to 70% LTV

Key Features

  • Up to 70% of property value
  • Lower interest rates than personal loans
  • Longer repayment tenure
  • Flexible end-use
  • Property remains with borrower
  • Competitive processing charges

Car Loan

New & Used

Drive your dream car with our competitive car loan solutions. Quick approval, flexible EMI options, and attractive interest rates for both new and used cars.

From 8.50% Interest
Up to 7 Years
100% Financing

Key Features

  • Up to 100% on-road price financing
  • Competitive interest rates
  • Flexible repayment tenure up to 7 years
  • Quick approval and disbursal
  • Minimal documentation
  • No prepayment charges after 12 months
  • Available for new and used cars
  • Special rates for electric vehicles

Loan Comparison Guide

Compare different loan types to choose the best option for your needs

Loan Type Interest Rate Loan Amount Tenure Collateral Processing Time
Personal Loan 9.99% - 18% ₹50K - ₹1Cr 1-8 Years Not Required 24-48 Hours
Business Loan 12% - 18% ₹50K - ₹2Cr 1-5 Years Not Required 24-72 Hours
Home Loan 7.20% - 12% ₹20L - ₹10Cr 5-30 Years Property 7-15 Days
Car Loan 8.50% - 15% ₹2L - ₹1Cr 1-7 Years Vehicle 2-5 Days
LAP 8.5% - 12% ₹10L - ₹10Cr 5-15 Years Property 10-20 Days
Overdraft 10% - 18% ₹1L - ₹10Cr Flexible May be required 3-7 Days

Eligibility & Required Documents

Eligibility Criteria

  • Age: 21-65 years
  • Income: Minimum ₹25,000/month
  • Employment: Salaried/Self-employed
  • Credit Score: 650+ preferred
  • Experience: 2+ years in current job/business
  • Residence: Indian resident

Required Documents

  • Identity Proof: Aadhaar, PAN, Passport
  • Address Proof: Utility bills, Rent agreement
  • Income Proof: Salary slips, Bank statements
  • Employment Proof: Offer letter, Business license
  • Property Documents: For secured loans
  • Photographs: Passport size photos

Simple 4-Step Loan Process

1

Contact Us

Call us or fill the contact form to discuss your loan requirements

2

Submit Documents

Upload required documents online or visit our office

3

Get Approved

Quick verification and approval within 24-48 hours

4

Receive Funds

Loan amount disbursed directly to your bank account

Frequently Asked Questions

What is the minimum loan amount I can apply for?

The minimum loan amount varies by product: Personal Loan (₹50,000), Business Loan (₹50,000), Home Loan (₹5,00,000), Car Loan (₹2,00,000), and LAP (₹10,00,000).

How long does it take to get loan approval?

Personal and Business loans are approved within 24-48 hours. Home loans and LAP take 7-15 days, while car loans are approved in 2-5 days.

Do I need a good credit score to get a loan?

While a credit score of 650+ is preferred, we also consider other factors like income, employment stability, and repayment capacity.

Can I prepay my loan before the tenure ends?

Yes, most loans allow prepayment after 12 months with minimal charges. This helps you save on interest and close the loan early.

Ready to Apply?

Get in touch with our experts to find the perfect loan solution for your needs

Apply Now